ChatGPT to Soon Enable UPI Payments in India via NPCI and Razorpay Collaboration
NPCI, in partnership with Razorpay and OpenAI, is testing a new UPI-based payment feature within ChatGPT. Users will soon be able to make seamless purchases through AI-powered conversations.
In a groundbreaking move, the National Payments Corporation of India (NPCI), Razorpay, and OpenAI have come together to integrate UPI payments into ChatGPT. Currently under pilot testing, this innovation aims to redefine how users shop online—allowing secure, AI-driven transactions directly through ChatGPT.
ChatGPT to Enable Payments via UPI
NPCI, in collaboration with fintech firm Razorpay and Microsoft-backed OpenAI, has introduced an AI-powered payment system within ChatGPT. This pilot initiative will allow users to make payments using India’s Unified Payments Interface (UPI) directly through chat-based interactions.
Axis Bank and Airtel Payments Bank are the initial banking partners in this trial phase. Meanwhile, Tata Group’s BigBasket will be the first platform where customers can shop and complete payments through ChatGPT, marking a new milestone in digital commerce.
OpenAI’s Perspective on the Partnership
Oliver Jay, Director of International Strategy at OpenAI, shared his excitement about the initiative. He stated that the collaboration with NPCI aims to blend AI and UPI to create a new era of secure, convenient e-commerce. He added that this partnership could become a global example of how conversational AI and financial technology can converge seamlessly.
Payments through Wearable Smart Glasses
NPCI has recently launched several UPI-related innovations, including the introduction of UPI Lite for wearable smartglasses. With this feature, users can scan a QR code and issue a simple voice command to complete a payment—no phone or PIN required.
Developed for small, recurring transactions, UPI Lite minimizes dependency on traditional banking infrastructure. NPCI described this initiative as a major leap towards effortless, ambient payment experiences in India.
Netflix subscription is absolutely free! Now available for both Jio and Airtel users.
Netflix is the most expensive OTT platform in India, but you can get it free with select Jio and Airtel recharge plans. Know the price, validity, and benefits of these offers.
Netflix subscriptions are costly compared to other OTT platforms in India, but you don’t always need to pay extra. Both Jio and Airtel provide exclusive recharge plans that come bundled with free Netflix access. From daily data benefits to additional perks, here’s a detailed look at the recharge plans that let you stream without added cost.
Netflix Subscription Free with Jio and Airtel Plans
Among all OTT platforms in India, Netflix remains one of the costliest subscriptions. However, with the right recharge plan, users can enjoy it completely free. Both Jio and Airtel have introduced plans that include complimentary Netflix access. Let’s explore the details of these offers.
Jio’s Free Netflix Mobile Plan
Jio provides a Netflix Mobile subscription with its ₹1,299 recharge plan. This pack comes with 2GB of daily data and a validity of 84 days. Along with unlimited voice calls to all networks, customers also get 100 SMS per day. The plan further includes 90 days of JioHotstar access and free use of Jio apps.
Jio’s Free Netflix Basic Plan
For users seeking a wider streaming experience, Jio also offers the ₹1,799 plan. This recharge provides a Netflix Basic subscription, 3GB daily data, and 100 SMS per day, along with unlimited calls. Additional benefits include 90 days of JioHotstar, access to JioTV, and JioAICloud apps. The plan is valid for 84 days.
Airtel’s Free Netflix Basic Plan
Airtel has introduced a similar offer priced at ₹1,798. This plan comes with a Netflix Basic subscription, 3GB of daily data, unlimited voice calling, and 100 SMS per day for 84 days. Added perks include Airtel Xstream access, free HelloTunes, and Apollo 24/7 healthcare services.
Mobile vs. Basic Plan: What’s the Difference?
The Netflix Mobile plan allows users to stream only on smartphones and tablets. In contrast, the Basic plan lets subscribers watch on multiple devices, including smart TVs and laptops, making it more versatile for families.
OpenAI Launches Sora App: AI Video Platform to Rival TikTok and Instagram Reels
OpenAI has launched its new AI-powered video app, Sora, which can generate creative videos using your photo and voice. With its Cameos feature, the app is set to rival TikTok and Instagram Reels.
OpenAI has officially entered the social media market with its new AI-based app, Sora. Unlike TikTok and Instagram Reels, where users record and edit their own clips, Sora creates videos automatically using AI. With features like Cameos, users can see themselves in fun, creative scenarios, making this app a strong competitor in the short-video space.
OpenAI Launches Sora App: A New AI-Powered Social Media Platform
OpenAI, the world’s leading AI company, has now stepped into the social media space with its new app, Sora. What makes this app different is that it not only allows you to share videos recorded on your phone but also lets you create completely new videos using AI. With its unique features, Sora is expected to directly challenge platforms like TikTok and Instagram Reels.
What is the Sora App?
Sora is an AI-powered video creation app where users can record short clips and voices. The app then generates AI-based videos using a digital avatar that looks and sounds like you. This makes video creation more interactive and innovative than traditional social media apps.
Cameos Feature: See Yourself in AI Videos
One of the most exciting aspects of Sora is its “Cameos” feature. After recording your photo and voice once, the AI can generate unlimited creative videos. Whether it’s performing in a song, playing a sport, or appearing in a funny scene—you can see yourself without actually filming. This makes Sora a completely new experience compared to other short-video platforms.
Challenging TikTok and Reels
While TikTok and Instagram Reels depend on users to record and edit videos, Sora goes a step further by creating them automatically with AI. This gives it a competitive edge. However, concerns about misuse remain. If someone uses your image or voice without consent, it can lead to inappropriate videos. OpenAI has assured that strict rules will be applied, and users can remove their data at any time.
Sora App Launch and Availability
Currently, Sora is available only to invited iPhone (iOS) users in the US and Canada. The app is free for now, but OpenAI may introduce charges if demand rises. Additionally, ChatGPT Pro subscribers will get access to an exclusive “Sora Pro” version.
7th Pay Commission: Central Employees Likely to Get 3% DA Hike Before Diwali
Central government employees and pensioners may soon get festive season relief with a 3% DA and DR hike. The Cabinet decision is expected in mid-October, effective from July 2025.
The wait for a Dearness Allowance (DA) and Dearness Relief (DR) hike under the 7th Pay Commission may soon be over. Reports suggest that the government is likely to announce a 3% increase before Diwali, raising the rate to 58%. This move will benefit both employees and pensioners, with arrears also expected.
7th Pay Commission: Central Employees Await DA and DR Hike
Central government employees and pensioners are eagerly waiting for the government’s decision on the increase in dearness allowance (DA) and dearness relief (DR). Usually, such announcements are made around the festive season to provide relief from inflation. However, this time, the notification has been delayed, which has further raised curiosity among employees and pensioners.
Possible Cabinet Meeting and DA/DR Announcement
According to media reports, the Union Cabinet may take up the matter in mid-October. Experts believe the government could announce the hike before Diwali to provide festive season relief. Reports suggest that DA/DR may rise by 3%, increasing the rate from 55% to 58%. If approved, the new rate will be applicable from July 2025. In addition, arrears for the past period may also be credited to the December or October salary.
What are DA and DR?
DA and DR form an essential component of salaries and pensions for central employees. Their main purpose is to balance the impact of rising inflation and help maintain purchasing power. The government revises these twice a year, in January and July, which directly affects the monthly income of employees and pensioners.
How much was the last increase?
In March 2025, the government announced a 2% hike effective from January 1, 2025, taking the total rate to 55%. At that time, arrears from January to March were also paid, offering timely financial relief.
How much will salaries increase?
If a 3% hike is approved, employees with a basic salary of ₹18,000 will get an additional ₹540 per month, raising their total salary to ₹28,440. Pensioners drawing a minimum pension of ₹9,000 will see an increase of ₹270, taking their total to ₹14,220. This festive season update is highly awaited by employees and pensioners alike.
VLF Mobster 135 Scooter Launched in India: Introductory Price, Features, and Bookings
The VLF Mobster 135 has made a strong debut in India with 1,000 bookings in just 48 hours. Priced at ₹1.30 lakh (introductory), it offers a bold design, advanced features, and the segment’s first switchable dual-channel ABS with traction control.
The VLF Mobster 135 scooter is turning heads in India with its striking design and performance-focused features. Priced at ₹1.30 lakh for the first 2,500 customers, it has already secured 1,000 bookings within two days. With dual-channel ABS, traction control, and premium styling, this scooter is set to compete in the growing performance scooter segment.
VLF Mobster 135 Scooter Gains Popularity Fast
The newly launched VLF Mobster 135 scooter has already created buzz in India. Within just 48 hours of its debut, it received 1,000 bookings, which equals around 21 bookings per hour. This premium performance scooter is priced at ₹1.30 lakh (ex-showroom) as an introductory offer for the first 2,500 customers. After that, the price will rise to ₹1.38 lakh, with 1,500 units still available at the discounted rate.
VLF Mobster 135
Stylish Design with Italian Touch
The Mobster 135 enters India as a completely knocked-down (CKD) kit and is assembled at VLF’s Kolhapur plant in Maharashtra. Designed by renowned Italian designer Alessandro Tartarini, it combines the aggressive styling of an ADV and a streetfighter. Its sharp panels, twin projector headlamps, and all-LED lighting help it stand out from regular scooters in the 125cc segment.
VLF Mobster 135 Scooter Features and Specifications
The scooter has been developed keeping young riders in mind. It comes in two bold color choices, red and gray, that complement its sporty design. On the features front, it is loaded with modern technology like a 5-inch TFT display with Bluetooth connectivity, illuminated switchgear, keyless ignition, auto start/stop, and full LED setup. A key highlight is that it is the first 125cc scooter in India to offer switchable dual-channel ABS and traction control.
Powering the Mobster 135 is a 125cc single-cylinder engine producing 12 bhp and 11.7 Nm of torque. It uses telescopic forks at the front and dual gas-charged shock absorbers at the rear, ensuring both stability and comfort. Positioned as a premium option, it competes against scooters like the Hero Zoom 160, TVS Ntorq 150, Aprilia SR 175, and Yamaha Aerox 155.
TVS XL100 Heavy Duty Alloy Launched in India with Alloy Wheels and LED Headlight
TVS has launched the new XL100 Heavy Duty Alloy in India at ₹59,800. The updated variant comes with alloy wheels, tubeless tires, and an LED headlight, making the moped more stylish and practical.
TVS has introduced a fresh variant of its popular XL100 moped in the Indian market, called the XL100 Heavy Duty Alloy. Priced at ₹59,800, this model stands out with new alloy wheels, tubeless tires, and an LED headlight. With modern features and the same trusted performance, it is designed to appeal to both rural and urban riders.
TVS XL100 Heavy Duty Alloy Launched with Modern Features
TVS has expanded its XL100 lineup in India by introducing a new variant, the XL100 Heavy Duty Alloy. This updated model comes with alloy wheels, tubeless tires, and an LED headlight, giving it a fresh and practical appeal. The company has priced it at ₹59,800 (ex-showroom). With this launch, the XL100 range now offers five different options to customers.
While the new variant looks modern, its engine setup is unchanged. It continues to be powered by a 99.7cc, air-cooled, single-cylinder engine that delivers 4.3 bhp of power and 6.5 Nm of torque. The braking system remains simple with drum brakes at both ends, and the suspension design is the same as the other XL100 models. Despite the addition of new features, the moped still maintains a curb weight of 89 kg.
Alloy Wheels Add a Modern Touch
The biggest highlight of this variant is the alloy wheels. Until now, the XL100 was only offered with spoke wheels. Alloy wheels not only enhance the overall appearance but also make the moped more practical. The addition of tubeless tires means punctures can be handled more conveniently without much hassle. TVS is offering this new model in three attractive color options – red, blue, and gray – giving buyers more choices.
With the XL100 Heavy Duty Alloy, TVS aims to combine practicality with modern styling, ensuring that its popular moped continues to appeal to both rural and urban customers alike.
RBI New Rule: RBI May Soon Lock Phones, TVs, and Fridges of Loan Defaulters
RBI New Rule: RBI is planning a new rule where loan default on smartphones, TVs, or fridges could lead to device lock. The move aims to curb rising small loan NPAs.
The Reserve Bank of India (RBI) is preparing a major step to tackle increasing loan defaults on smartphones and electronic appliances. Under the proposal, banks and NBFCs may get the power to remotely lock devices if EMIs are not paid on time. This plan is still under discussion but could soon impact lakhs of borrowers.
RBI May Lock Phones, TVs, and Fridges of Loan Defaulters
If you buy a smartphone, TV, or refrigerator on loan and fail to pay your EMI, your device could soon be locked. The Reserve Bank of India (RBI) is considering a new move to deal with rising defaults on small personal loans. This step is expected to tighten monitoring and improve recovery for banks and NBFCs.
Why is RBI Taking This Step?
In recent years, personal loans of up to ₹1 lakh have become very popular, especially among first-time borrowers outside the formal credit system. But defaults have also increased sharply, turning many into Non-Performing Assets (NPAs). Electronics such as smartphones and appliances top the list of unpaid loans. To address this, lenders believe that having the option to remotely lock devices will act as a strong deterrent and push customers to repay on time.
How Will It Work?
As per the proposal, devices like smartphones, televisions, refrigerators, or IoT gadgets bought on loan can be locked remotely. The plan will initially start with mobile phones. For this, a third-party app will be pre-installed with customer consent. If the borrower misses an EMI, the phone can be restricted for use except emergency calls. Once the due amount is paid, the lock will be lifted instantly. Borrowers will also receive prior reminders before any action is taken.
Who Will Be Impacted?
The rule mainly targets borrowers of small-ticket loans under ₹1 lakh, including students, young professionals, and low-income customers in rural and urban areas. Missing even a single EMI could mean losing access to daily-use devices.
Still Under Discussion
The RBI has not yet finalized the move. Discussions with banks, NBFCs, and other stakeholders are ongoing. Before rolling it out, detailed guidelines will be issued to safeguard consumer rights.
CBDT Extends Tax Audit Deadline to October 31, 2025: Big Relief for Taxpayers
CBDT has extended the tax audit report filing deadline from September 30 to October 31, 2025. This move provides businesses and professionals with extra time to prepare and submit accurate reports.
Taxpayers have received much-needed relief as the Central Board of Direct Taxes (CBDT) has extended the deadline for filing tax audit reports. Earlier set for September 30, 2025, the new deadline is now October 31, 2025. This extension offers additional time to businesses and professionals to file reports accurately without last-minute pressure.
Tax Audit Deadline Extended
There is relief for taxpayers as the Central Board of Direct Taxes (CBDT) has announced an extension for filing tax audit reports. The new deadline is now October 31, 2025, instead of the earlier September 30, 2025. This decision gives businesses and professionals much-needed extra time to complete their reports without rushing.
Why the Deadline Was Extended
The CBDT had initially set September 30 as the last date for submitting audit reports. However, due to rising workload, technical challenges, and administrative requirements, many taxpayers and professionals faced difficulties in meeting the original deadline. Considering these issues, the board decided to extend the due date by one month.
This step not only helps businesses complete their audit reports properly but also ensures accuracy in filing. With more time, taxpayers can focus on compiling the necessary documents and meeting compliance standards without last-minute pressure.
Relief for Businesses and Professionals
The extension comes as a major relief for companies, firms, and professionals who were finding it difficult to balance daily operations along with compliance tasks. Now, they have additional time to organize financial records and submit reports without errors.
Experts believe that this move by the CBDT will reduce stress among taxpayers and give them the opportunity to file audit reports smoothly. It also reflects the government’s effort to support businesses in managing compliance more effectively.
The updated deadline of October 31, 2025, provides both flexibility and assurance, ensuring taxpayers meet all requirements on time.
Ladki Bahin Yojana eKYC: Know how eKYC will be done, check full details here
Ladki Bahin Yojana: After completing the eKYC process, every eligible woman will receive ₹1,500 per month directly into her bank account. This will help manage household expenses and increase women’s financial strength.
The Maharashtra government is running the Chief Minister’s Ladki Bahin Yojana to provide financial support to women. Under this scheme, each eligible beneficiary will receive ₹1,500 per month directly into their bank account. However, the government has made it clear that only those women who complete their eKYC process on time will be able to avail the benefit. This monthly assistance aims to reduce household burdens and strengthen women financially.
What documents are required for eKYC?
Women applying for the Ladki Bahin Yojana need to submit some important documents. These include Aadhaar card, passport-size photograph, domicile certificate, ration card or voter ID, income certificate, and active bank account details. Without these documents, the eKYC application will remain incomplete and benefits will not be credited.
What is the eKYC process?
The state government has launched a dedicated portal for eKYC at ladakibahin.maharashtra.gov.in. To complete the process:
Visit the official website
Click on the ‘e-KYC’ option
Enter details such as name, address, ration card number, income information, and Aadhaar number
Upload all the required documents
Submit the application and wait for confirmation
Once approved, the monthly assistance will start getting transferred to the beneficiary’s account.
Why is eKYC necessary?
The government has emphasized that eKYC is crucial for transparency. Earlier, fake accounts and duplicate names were found, causing funds to be diverted. With the eKYC system, only genuine beneficiaries will receive the amount. Additionally, women are required to update their details every year to ensure a smooth transfer of funds without delays.
ChillChat, the ultimate social metaverse app where you can chat, play, and create with personalized avatars. Download now from Google Play and explore interactive chat rooms today.
In today’s fast-evolving digital landscape, ChillChat has emerged as one of the most engaging and innovative platforms where users can interact, socialize, and create. Available on the Google Play Store, ChillChat brings together the best elements of real-time communication, immersive digital worlds, and creative self-expression. Whether you are looking to meet new people, design unique avatars, or explore a vibrant social community, ChillChat delivers an experience unlike any other.
What is ChillChat?
ChillChat is more than just another chatting app. It is a social metaverse platform designed for users who want to connect in creative and immersive ways. Unlike traditional messaging platforms, ChillChat allows users to express themselves through custom avatars, pixel-art inspired environments, and interactive digital spaces. It combines the power of real-time conversation with a gamified virtual world that encourages both creativity and connection.
ChillChat App Logo
Key Features of ChillChat
1. Personalized Avatars
At the heart of ChillChat lies its unique avatar creation system. Users can design their own pixel-inspired avatars, giving them the freedom to truly stand out. Every detail can be customized – from clothing and hairstyles to accessories – ensuring no two avatars look alike. This creative feature allows people to showcase their individuality while making conversations more fun and engaging.
2. Immersive Chat Rooms
ChillChat offers interactive chat rooms that go beyond text-based messaging. Users can enter themed rooms, join communities, and interact with others in real time. Whether you are interested in gaming, art, music, or casual conversations, there is a room for everyone. These chat rooms are designed to be lively and dynamic, giving users the sense of stepping into a virtual hangout space rather than a plain chat box.
3. Play and Socialize Together
Unlike conventional chat apps, ChillChat adds a playful gamified layer to social interactions. You can explore, create, and play mini-games within the platform. This makes every interaction more entertaining and ensures you are not just chatting, but also actively participating in a shared digital adventure.
4. Creativity at Its Core
ChillChat stands out as a creativity-driven metaverse. It empowers users to design digital assets, personalize spaces, and contribute to the community. With its pixel-art style aesthetics, the app creates a retro yet futuristic environment where imagination has no limits. This feature particularly appeals to users who enjoy expressing themselves through digital art and design.
5. Secure and User-Friendly Interface
One of the biggest strengths of ChillChat is its user-focused design. The interface is sleek, simple, and easy to navigate, making it accessible even to those who are new to metaverse platforms. Additionally, the app prioritizes security and privacy, ensuring safe interactions for all its members.
Why Choose ChillChat Over Other Chat Apps?
In a crowded market of chat and messaging apps, ChillChat rises above because of its metaverse integration and creative freedom. While other apps limit users to text and video, ChillChat transforms conversations into a visual, interactive experience. It’s not just about talking—it’s about living in a shared virtual universe where friendships and communities can flourish.
Unique Avatars: Unlike other apps where avatars are generic, ChillChat allows full personalization.
Interactive Environments: Chatting feels more real when you’re inside a visually engaging virtual room.
Creative Opportunities: From designing avatars to customizing spaces, users can leave their mark on the digital world.
Community-Driven: With endless themed rooms and groups, finding like-minded people is effortless.
How to Download and Use ChillChat
Getting started with ChillChat is simple:
Download the app directly from the Google Play Store.
Sign up with your email or existing account.
Create your avatar and personalize your appearance.
Join chat rooms or explore themed communities.
Interact, play, and create with people from all around the world.
The app is lightweight, fast, and optimized for both casual users and those who want to dive deeper into the metaverse.
Benefits of Using ChillChat
Global Connections: Meet people from across the world.
Enhanced Socializing: Move beyond plain conversations with avatars and rooms.
Creative Exploration: Express yourself through design and creation.
Stress-Free Entertainment: Relax, play, and enjoy a friendly community.
Future-Ready Platform: Be part of the growing metaverse trend.
ChillChat and the Future of the Metaverse
The concept of the metaverse is rapidly shaping the future of online interaction. ChillChat is a pioneering app in this space, bridging the gap between social networking and immersive digital experiences. As more users adopt virtual environments for entertainment, networking, and even professional purposes, ChillChat’s model of integrating chat with creativity and play sets a strong foundation for the future.
It is not just an app—it is a community-driven digital universe that continues to evolve with user participation. With each update, the platform introduces new features, ensuring it remains relevant and engaging in the competitive digital landscape.
Final Thoughts on ChillChat App
ChillChat is more than just a chat app; it is a gateway to the social metaverse. By blending communication with creativity, it provides a refreshing alternative to traditional messaging platforms. From personalized avatars and interactive chat rooms to its focus on creativity and community, ChillChat is setting new standards in the way we socialize online.
